Chapter 9

Government Revenue: Taxation

 

The "Economics" of Taxation

            Resource Allocation (taxes decrease consumption)

            Behavior Adjustment (sin taxes)

            Productivity and Growth (decrease growth potential)

 

Incidence

            Measures the burden of taxation

Elasticity of Demand

            Corporate Income Taxes

 

"Good" Tax Criteria

            Equity (fair, no loopholes)

            Simplicity (predictable and understandable)

            Efficiency (collection and enforcement)

 

Two Views on Taxation

            Benefit (excise, toll roads, use taxes)

            Ability to Pay (based on income)

 

Types of Taxes

            Proportional (same %  for all income levels; flat tax)

            Progressive (higher % for higher income levels; federal income tax)

            Regressive (higher % for lower income levels; sales tax)

       

Federal Taxes

            Individual Income Taxes (40-50% of total tax revenue)

                        Withholding

                        Progressive

                        Indexed for inflation (avoids bracket creep)

            FICA Taxes (Federal Insurance Contributions Act)

                        Shared payment by employer and employee

                        Social Security (retirement)

                        6.2% from each employer and employee (12.4% total)

                        Proportional to $97,500; then regressive

                        Medicare (elderly health care)

                        1.45% from each employer and employee (2.9% total)

                        Proportional

            Corporate Income Taxes

                        Revenue - Expenses = Profit

                        Corporate Taxes on profits only

                        34% flat rate for most corporations

                        Incidence unclear (shareholders, workers, consumers)

            Other Federal Taxes

                        Excise (gasoline, cigarettes, liquor, telephone, gambling)

                        Estate (Death) Taxes (none up to $2,000,000; up to 50%)

                        Gift Taxes (none up to $12,000 annually; up to 50% if exceed $1,000,000 total)

                        Customs Duties or Tariffs (little collected)

 

State Taxes

            Intergovernmental Revenues (from Federal grants)

            Sales Taxes (primary source of revenue for Tennessee)

            Income Taxes (in some states, not Tennessee)

       

Local Taxes

            Intergovernmental Revenues (from Federal and State)

            Property Taxes

Sales Taxes

            Use Taxes (utilities)

 

Tax Reform from 1981 to 1997

            Reduced individual top bracket (from 70% to 39%)

            Simplified individual income taxes (from 14 to 5 brackets)

            Alternative Minimum Tax promoted equity (fewer loopholes)

            Accelerated Depreciation for corporations (decreased taxes)

            Investment Tax credit for businesses

            Capital Gains Tax cut for individuals promoted investment

 

Tax Reform in 2001 & 2003

            “Temporary” 10-year cut until 2010

            Lowered all tax brackets (35% top bracket)

            Lowered capital gains tax (from 20% to 15%)

 

Flat Tax

            Exemption for poor

            Simple to understand and file

            Equitable since fewer loopholes

            Removes behavior incentives

            Wealthy would benefit from larger reduction in taxes

               

Value Added Tax (common in Europe)

            At each level of production

            Hard to avoid

            Easy to collect

            Encourages savings

            "Hidden" tax